A fiduciary-focused, client-aligned approach
Prosperity Pathways is compensated directly by the clients we serve. This structure is intentional and supports our role as an advisor, requiring us to place your interests ahead of our own when providing financial advice.
As a CERTIFIED FINANCIAL PLANNER™ professional, we adhere to strict ethical and professional standards, including a duty of loyalty, care, and full disclosure. This means our guidance is driven by your goals, circumstances, and best interests — not by how the firm is compensated.
Our role is to help you make informed financial decisions with clarity and confidence — not to promote products or incentives.
How fees are determined
Because every client’s situation is unique, compensation at Prosperity Pathways is not one-size-fits-all.
- The scope and complexity of your financial situation
- The services being provided
- The level of ongoing guidance, monitoring, and support required
All compensation arrangements are discussed openly and clearly before any engagement begins, including:
- The services to be provided
- How fees are structured
- What you can expect moving forward
All compensation arrangements are fully disclosed and agreed upon in advance. There are no hidden fees and no surprises.
Ways we may be compensated
Depending on the services provided, Prosperity Pathways may be compensated in one or more of the following ways:
Fees for financial planning services, which may be charged as a flat fee or on an ongoing basis depending on the scope and complexity of the engagement.
Ongoing fees based on the assets we manage on a client’s behalf for investment management and ongoing advisory services.
In certain circumstances, compensation may include commissions related to the implementation of specific products or strategies. Any such compensation is fully disclosed in advance and reviewed in the context of our fiduciary obligation to act in the client’s best interest.
Clients may receive any service offering available through Prosperity Pathways regardless of the compensation method utilized. The services provided and the associated compensation structure are determined based on the client’s needs, objectives, and circumstances — not on how the firm is compensated, consistent with our fiduciary duty and CFP® professional standards.
What you can expect
Financial planning works best when expectations are clear, communication is open, and trust is earned through transparency.
A conversation comes first
Your initial consultation is complimentary and designed to learn more about your goals, discuss how we work, our fiduciary role, and how we’re compensated — and determine whether there is a mutual fit.
No pressure. No obligation. Just a conversation focused on clarity.